Banking & Financial Education Blog

Simon Yohanan

Businesses seeking more credit lines, signaling growth in economy

U.S. bank leaders reported an overall increase in the use of available credit lines by small and mid-sized businesses, according to a survey conducted by the Commercial Finance Association (CFA), a professional association for the asset-based lending and factoring industry. According to a recent report from Bloomberg News, the CFA survey shows credit utilization at 43.1 … Read More ›

Girl with sprouts in hands

Children with Savings Accounts More Likely to Go to College

Did you know that studies show that children who have a savings account of any size do better in school?

According to a 2011 study from the Center for Social Development at Washington University in St. Louis, children who had college savings accounts – even with only $1 in them – were seven times more likely … Read More ›

FB&T - Commerical Industry Worker

Top 10 Reasons Your Business Should Bank with First Bank & Trust


1. We Are the Business Bank that Puts Your Business First

No other bank does more to add value to the business relationship.

2. Strong Capital Base – We Never took a Penny of Government Bailout Money

VERIBANC, one of the nation’s leading independent bank rating and research firms, has recognized FB&T with its highest rating.

3. High-Quality … Read More ›