Business Savings & Investment Accounts

With competitive interest rates and flexibility, FB&T can help your company reach its financial goals.

As a community-owned and operated bank, First Bank & Trust can provided the personal attention and responsiveness that your business deserves. Whether you are saving for growth opportunities or investing for the long term, corporate investing requires the right combination of knowledge, products and personal attention. With a range of account options and the latest banking technology – including, online and mobile banking – we offer services tailored to your company’s needs. Let our experienced and friendly bankers guide you through the process.

FB&T has savings accounts suited for your Business or Nonprofit Organization:

Account Comparison

AccountMinimum Amount Needed to OpenMonthly FeeATM CardMonthly BenefitsInterest Bearing
Business Savings Any Amount None if: minimum daily balance is $200 or more. Otherwise $3. Yes (Statement Accounts) 6 withdrawals / transfers per month without charge, then $1 each.* Quarterly
Money Market Any Amount None if: minimum daily balance is $1,000 or more, or an average daily balance of $2,500 or more. Otherwise $12. Yes 6 withdrawals / transfers per month without charge then $15 per transaction. Monthly
Investment Money Market $10,000 None if: minimum daily balance is $10,000 or more, or an average daily balance of $15,000 or more. Otherwise $15. Yes 6 withdrawals / transfers per month without charge then $15 per transaction. Monthly
Certificates of Deposit (CDs) $1,000 Minimum Term 30 Days N/A No N/A Monthly

 

*The Federal Reserve limits convenient monthly withdrawal transaction to 6 for accounts that are classified as Savings Accounts. There are unlimited withdrawals in-person, in-bank. Please view the Federal Reserve’s rule known as Regulation D for more information.