Lines of Credit

Need flexibility with your operating cash flow to take advantage of business opportunities as they arise? First Bank & Trust can help!

Revolving Lines of Credit

May be used to:

• Fund seasonal changes in inventory and receivables
• Meet unexpected cash needs
• Capture vender discounts

Lets your business borrow, repay and borrow again up to the original amount committed throughout the life of the credit line.

Term Loans

Lets your business borrow an amount in a lump sum or an amount disbursed over a period of time. Credit availability reduces as the line is paid down