Become a Skokie Charter Member

First Bank & Trust has opened our second location in Skokie! Located at the southwest corner of Dempster Street and Crawford Avenue, this new eco-friendly branch has been designed with geothermal heating, a living roof and other green design features. This commitment to the environment is a natural extension of First Bank & Trust's mission to put community first.

BECOME A CHARTER MEMBER OF YOUR HOMETOWN GREEN BANK TODAY!

Meet your friends and neighbors at Skokie’s locally owned and managed eco-friendly bank at 4007 Dempster Street. In addition to our unending commitment to provide the highest quality of banking service, we also offer UNENDING BENEFITS to Charter Members who open a new account before March 31, 2012.

AS A CHARTER MEMBER YOU WILL ENJOY ALL THESE LIFELONG PRIVILEGES!

1. No Monthly Service Charge– This means no service charges and no minimum balance requirements on your checking account. PLUS , your first 120 checks are FREE .

2. No-Fee ATM Card or Debit Card– With a daily withdrawal limit of $1,000.* We will never charge you and the first eight surcharges each monthly statement period will be refunded.**

3. Bonus CD Rate– For all your future Certificate of Deposit investments, you will receive 1/8% above our published annual percentage yield (APY).

4. FREE 24/7 On-Line Banking and Mobile Banking– Includes FREE electronic statements and FREE bill payment.*

5. $15.00 Discount on a Safe Deposit Box– When signed up for auto-debit to a FB&T account.

6. Overdraft Protection– Up to $2,000 on our First Reserve Account priced at the Floating Prime Rate.*

7. Low-Cost Home Equity Loan– Application fees, closing costs and annual fees are waived—none now…none ever!*

8. No-Fee VISA– A Visa Card with no annual fee.*

9. Preferred-Rate‡ Hybrid/Electric Vehicle Loans – With direct auto debit to a FB&T account.*

10. FREE Cashier's Checks and Money Orders

11. FREE $25.00 VISA Gift Card- One per household.

RECEIVE A FREE “Going Green” KIT WHEN YOU OPEN A CHARTER ACCOUNT!

To become a Charter Member, all you need to do is open a personal checking account and one other account (NOW, CD, Savings, Money Market) with an initial deposit of $5,000 or more (new money required). To qualify, accounts must be opened at our new Skokie Branch. The Charter Member Account will only be offered through March 31, 2012. You won’t want to miss the beginning of real community banking in your neighborhood!

ALSO AVAILABLE- A SPECIAL BUMP-UP RATE CD!‡

*Assuming qualification.
**Surcharges may be applied by other institutions on transactions at ATMs they own.
†Standard direct auto rate minus 2% with direct debit.
‡Just purchase a 2-Year CD for $1,000 to $100,000 at our 2-Year Charter Rate. During the term of the CD, you will have a one-time option to “bump-up” the rate to our 2-Year CD Charter Rate in effect at that time, for the remaining term of the CD.