Big Bank vs. Small Bank

There’s been a lot of talk lately about banking at a big bank versus banking at a small bank. As a small bank we are, of course, a bit biased when it comes to this question but, even in an unbiased way, we know that banking at this community bank can provide everything you need without anything you don’t want.

First Bank & Trust, a financially strong Bauer Financial 5 Star Bank, has always focused on customer friendly service—and pricing. Because we don’t have a huge bureaucracy to support, we are able to bring you our products in a cost effective way—in other words, we don’t believe in nickel and diming you to pieces.

What Do We Offer?

• Wide ATM/Debit Card usage. WE never charge you to withdraw from an ATM and we refund up to
8 surcharges each monthly statement period.

• Free Internet and Mobile Banking and bill payment through FirstBank Express.

• Remote Deposit Capture for our Commercial Accounts—make your deposits without ever leaving
your office.

• 24-hour automated phone service-balance and transaction information available whenever you
want it.

• Images of your cleared checks available through our Internet Banking platforms.

• Online alerts and custom online alerts for Business Internet Banking customers

What differentiates us from the big banks? It’s our service. We’re the bank that tries to say yes! We listen to our customers and work to find a solution to their banking needs. We don’t take the “one size fits all” approach to serving our customers.

So, if you have friends who are still complaining about what’s going on at their “big bank”, we’d be grateful if you’d suggest they contact one of our Personal Bankers to talk about moving their accounts to First Bank & Trust.