Certificates of Deposit (CDs)
Minimum Term 30 Days. No ATM Card Availability. Interest Basis-- Fixed rate paid on daily balance. Interest Compounding Period —Monthly. Interest Payment Period —Monthly. No Statement Availability.
| Selected Deposit Rates Accurate as of: December 23, 2008 |
Interest Rate | Annual Percentage Yield (APY) | Minimum Deposit to Open | Minimum Balance to Earn APY |
|---|---|---|---|---|
| Certificates of Deposit (CDs) | ||||
| 30 Day CD (1)(AM) | 1.350 | 1.36 | $1,000 | n/a |
| 90 Day CD (1)(M) | 1.350 | 1.36 | $1,000 | n/a |
| 4 Month(1)(M) | 2.250 | 2.27 | $1,000 | n/a |
| 180 DayCD(1)(M) | 1.650 | 1.66 | $1,000 | n/a |
| 1 Year CD(1)(M) | 2.000 | 2.02 | $1,000 | n/a |
| 23 Month CD(1)(M) | 3.000 | 3.04 | $1,000 | n/a |
| 2 Year (1)(M) | 2.100 | 2.12 | $1,000 | n/a |
| 3 Year (1)(M) | 2.200 | 2.22 | $1,000 | n/a |
| 5 Year (1)(M) | 2.750 | 2.78 | $1,000 | n/a |
| Charter Member's Certificates (4) | ||||
| 30 Day Charter Member CD (1)(M)(4) | 1.475 | 1.49 | $1,000 | n/a |
| 90 Day Charter Member CD (1)(M)(4) | 1.475 | 1.49 | $1,000 | n/a |
| 4 Month Charter Member CD (1)(M)(4) | 2.375 | 2.40 | $1,000 | n/a |
| 180 Day Charter Member CD (1)(M)(4) | 1.775 | 1.79 | $1,000 | n/a |
| 1 Year Charter Member CD (1)(M)(4) | 2.125 | 2.15 | $1,000 | n/a |
| 23 Month Charter Member CD (1)(M)(4) | 3.125 | 3.17 | $1,000 | n/a |
| 2 Year Charter Member CD (1)(M)(4) | 2.225 | 2.25 | $1,000 | n/a |
| 3 Year Charter Member CD (1)(M)(4) | 2.325 | 2.35 | $1,000 | n/a |
| 5 Year Charter Member CD (1)(M)(4) | 2.875 | 2.91 | $1,000 | n/a |
| Jumbo Certificates of Deposit (CDs) | ||||
| 30 Day CD (1)(AM) | 1.475 | 1.49 | $100,000 | n/a |
| 90 Day CD (1)(M) | 1.475 | 1.49 | $100,000 | n/a |
| 4 Month CD (1)(M) | 2.375 | 2.40 | $100,000 | n/a |
| 180 Day CD (1)(M) | 1.775 | 1.79 | $100,000 | n/a |
| 1 Year CD (1)(M) | 2.125 | 2.15 | $100,000 | n/a |
| Jumbo Charter Member's Certificates (4) | ||||
| 30 Day Charter Member CD (1)(AM)(4) | 1.600 | 1.61 | $100,000 | n/a |
| 90 Day Charter Member CD (1)(M)(4) | 1.600 | 1.61 | $100,000 | n/a |
| 4 Month Charter Member CD (1)(M)(4) | 2.500 | 2.53 | $100,000 | n/a |
| 180 Day Charter Member CD (1)(M)(4) | 1.900 | 1.92 | $100,000 | n/a |
| 1 Year Charter Member CD (1)(M)(4) | 2.250 | 2.27 | $100,000 | n/a |
If you are interested in a specific maturity date for your CD please contact a Personal Banker. Our CDs are automatically renewable. Interest on CDs is credited monthly for CDs with original terms 60 days or greater. For CDs with shorter terms interest is credited at maturity. Other payment options and frequencies exist. A penalty may be imposed for early withdrawal from CDs. Stated Annual Percentage Yield (APY) assumes that interest is left until maturity.
All deposits are insured to a maximum of $100,000 per depositor by the FDIC. Fees could reduce the earnings on the above accounts. For additional Account Disclosure information please refer to you supplements(s) to Deposit Account Rules.
Interest Compounding Abbreviations: (AM) At Maturity (A) Annually (Q) Quarterly (M) Monthly (D) Daily
- Available for IRAs
- Interest on tiered accounts is paid on the entire balance of your account at the interest rate shown for the deposit tier which lists your balance
- The rate may change after the account is opened
- Certain restrictions for account opening apply