Personal N.O.W. Account

An Interest Bearing Checking Account with Competitive Rates! 

  • No Minimum amount to open an account
  • No Monthly Fee if daily balance is $1,000 or more, or an average daily balance of $2,500 or more is maintained. Otherwise, $9 per month fee.
  • Checks, ACH, and telephone transfers without charge
  • Free Online Banking
  • Free Mobile Banking
  • Free e-Statements
  • Online Check Images
  • Free ATM/Debit Card
  • Use ATMs anywhere (FB&T never charges fees to use our proprietary ATMs and we waive up to 6 ATM transaction fees per monthly statement to a maximum of $20)
  • Bank-by-Phone

Inquire Now about our Personal N.O.W Accounts ›