Merchant Card Services

The power to securely accept credit cards and the flexibility of employee spending control

Payment Processing – Merchant Solutions

Being able to accept credit and debit cards could bring you more business and entitles you to provide better customer service. First Bank & Trust can offer you the following:

  • Credit, debit and EBT card acceptance
  • Negotiated rates
  • E-Commerce solutions
  • Qualified service representatives available when you need them
  • Full suite of payment processing products to meet your needs

Corporate Credit Cards

We offer “no annual fee” company credit cards with rewards and a low preferred rate. Our cards give your business the power to:

  • Manage cash flow by using your Business Edition Visa Card to cover the cost of supplies, equipment, and travel.
  • Track expenses with online access to reports. You can categorize, monitor spending, and forecast expenses more easily.
  • Your rewards earn 1 point for every qualifying $1 spent, have no limit on points earned, and can be redeemed for account credit, travel, merchandise, and gift certificates.

Purchasing Cards & Payroll Cards

If you have employees without a bank account or you don’t want to issue a blank check for employees to purchase supplies or equipment for the company, First Bank & Trust has a card product that can help.

  • Payroll Cards is a card program that is administered by you. You can issue fully loaded cards to your employees, allowing them to withdraw from any ATM or use as a POS (point of sale) credit or debit card with cash back availability. If the card is lost or stolen you can have the card deactivated and re-issued.
  • Purchasing Cards are one time loadable cards issued in the business name that can’t be used as cash. Activity can be tracked and viewed online.

Get Started

Call a Treasury Management expert at 1-847-733-7400 or contact us online. We are ready to help.