Merchant Card Services
The power to securely accept credit cards and the flexibility of employee spending control
Payment Processing – Merchant Solutions
Being able to accept credit and debit cards could bring you more business and entitles you to provide better customer service. First Bank & Trust can offer you the following:
- Credit, debit and EBT card acceptance
- Negotiated rates
- E-Commerce solutions
- Qualified service representatives available when you need them
- Full suite of payment processing products to meet your needs
Corporate Credit Cards
We offer “no annual fee” company credit cards with rewards and a low preferred rate. Our cards give your business the power to:
- Manage cash flow by using your Business Edition Visa Card to cover the cost of supplies, equipment, and travel.
- Track expenses with online access to reports. You can categorize, monitor spending, and forecast expenses more easily.
- Your rewards earn 1 point for every qualifying $1 spent, have no limit on points earned, and can be redeemed for account credit, travel, merchandise, and gift certificates.
Purchasing Cards & Payroll Cards
If you have employees without a bank account or you don’t want to issue a blank check for employees to purchase supplies or equipment for the company, First Bank & Trust has a card product that can help.
- Payroll Cards is a card program that is administered by you. You can issue fully loaded cards to your employees, allowing them to withdraw from any ATM or use as a POS (point of sale) credit or debit card with cash back availability. If the card is lost or stolen you can have the card deactivated and re-issued.
- Purchasing Cards are one time loadable cards issued in the business name that can’t be used as cash. Activity can be tracked and viewed online.
Call a Treasury Management expert at 1-847-733-7400 or contact us online. We are ready to help.