Merchant Card Services

The power to securely accept credit cards and the flexibility of employee spending control

Payment Processing – Merchant Solutions

Being able to accept credit and debit cards could bring you more business and entitles you to provide better customer service. First Bank & Trust can offer you the following:

  • Credit, debit and EBT card acceptance
  • Negotiated rates
  • E-Commerce solutions
  • Qualified service representatives available when you need them
  • Full suite of payment processing products to meet your needs

Business Credit Cards*

Our Visa® Business credit cards come with a variety of important business features including award-winning expense management tools, free employee cards, and added security benefits.

Enjoy a Longer intro rate

Visa Business Platinum Card

  • Our BEST introductory offer
  • Save on interest and pay down your other credit card balances faster
Earn Valuable Rewards

Visa Business Bonus Rewards Card

  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically 1
  • $25 cash back with your first purchase

Visa Business Bonus Rewards PLUS Card

  • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically 2
  • $50 cash back after your first purchase
  • Low annual fee

Apply Now ›

Purchasing Cards & Payroll Cards

If you have employees without a bank account or you don’t want to issue a blank check for employees to purchase supplies or equipment for the company, First Bank & Trust has a card product that can help.

  • Payroll Cards is a card program that is administered by you. You can issue fully loaded cards to your employees, allowing them to withdraw from any ATM or use as a POS (point of sale) credit or debit card with cash back availability. If the card is lost or stolen you can have the card deactivated and re-issued.
  • Purchasing Cards are one time loadable cards issued in the business name that can’t be used as cash. Activity can be tracked and viewed online.

Get Started

Call a Treasury Management expert at 1-847-733-7400 or contact us online. We are ready to help.

  • 1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)
  • 2 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

*Subject to credit approval. The creditor and issuer of the Visa credit card is Elan Financial Services pursuant to a license from Visa U.S.A., Inc.