Bank@Work Program

Our Bank at Work Program is designed to provide convenient and affordable banking services for the employees of organizations and companies who help maintain the economic vitality of our communities.

If your employer qualifies for and participates in our Bank@Work program, you, as an employee, receive perks on many banking and financial services:

Benefits for Employees


Personal Checking Account with No Monthly Fee*
And no minimum balance! 
Free 24/7 Online Banking and Mobile Banking**
Includes FREE mobile deposits and FREE bill Payment.
Free ATM/Debit Card with ATM Fee reimbursement*
Use any ATM in the US and we will refund up to 6 surcharges each monthly statement period, up to a maximum of $20.
Free First order of Checks
And easy repeat ordering through your local banker or with our online partner, Deluxe.
Overdraft Service
Use up to $2,000 line of credit on our First Reserve Account.***
Low-Cost Home Equity Line of Credit
No application fees, closing costs or annual fees.****
Competitive First Mortgage
Application fee waived.****
No-Fee VISA® Credit Card
With no annual fee and competitive rates and interest charges.***
Discount on a Safe Deposit Box
$5.00 discount when signed up for auto-debit from an FB&T account.

Benefits for Employers 

  • Increase employee participation in your company’s payroll direct deposit program
  • Improve benefits for employees
  • Save your company and your employees time and money
  • Reduced paper check writing and processing
  • No administrative cost to you

How do Employees qualify?

To take advantage of the FB&T Bank@Work Program, employees just need to have their paycheck directly deposited into their First Bank & Trust account.

Contact a Banker Today


*Service/maintenance or overdraft fees may apply.
**Third party message, data rates and internet service charges may apply. Please check with your service provider.
***Subject to credit approval.
****Home Lending products subject to credit & property approval.