Commercial & Business Banking
We are Chicagoland's Premier Relationship Commercial Bank
The experienced commercial banking team at First Bank & Trust takes pride in serving Chicagoland’s owner-managed businesses and nonprofit organizations (NPOs). Our focus is to be the full banking partner of our corporate and NPO clients by satisfying not only their business banking needs – but also the private banking and wealth management needs of the individuals and families who run them.
Along with financial expertise and high-end products and services, our clients receive a highly-personalized and long-lasting relationship with a local decision-maker.
Commercial, Business and Nonprofit Accounts
Whatever the size of your business, we have account services that will meet your needs:
- Commercial Account
- Professional Account
- Business Account
- Business NOW Account
- Not-for-Profit Account
Business clients receive a complete array of financing products to meet a company’s cash flow needs. From working lines of credit to draw note financing to capital equipment acquisition, we can tailor a financing program to fit specific cash flow requirements. Learn more about our loan programs ›
Owner Occupied Commercial Real Estate Financing
Our lending team has the expertise and knowledge to guide you through the various real estate lending options for a company seeking to finance its facilities. Whether you need a straightforward real estate mortgage or more complex financing, such as Industrial Revenue Bond financing or SBA structures – we are here to guide you, every step of the way. Learn more ›
Treasury Management Services
Our Treasury Management Services are state-of-the art. We have invested the resources in our systems and personnel to provide the highest level of service, including:
Online & Mobile Banking
Enjoy the indispensable ability to make a deposit and review banking accounts in real time from the safety and convenience of one’s home or office. Access to accounts, deposit checks, make transactions, pay bills, and download summary and detailed reports using:
What Makes First Bank & Trust Different?
First Bank & Trust was again awarded the VERIBANC’s highest rating with the Blue Ribbon Safety & Soundness Award. The Blue Ribbon designation is issued to banks that demonstrate exceptional attention to safety, soundness and financial strength. Additionally, First Bank & Trust earned an “Outstanding” Rating for Community Reinvestment, the highest possible rating from the Federal Reserve Bank. We are one of the strongest financial institutions in Chicagoland.
First Bank & Trust’s Commercial Banking team has the tools, knowledge and creativity to assist with all of your company’s banking needs.We have the expertise to be trusted advisors to ownership, their family and their employees. We have dedicated ourselves to working with Chicagoland’s family-owned businesses.
PRIVATELY OWNED AND OPERATED
First Bank & Trust is privately-held. All of its executive corps are shareholders of the Bank. As owner-operators, our lending team and officers are personally aligned to the long term success of the Bank. Being privately-held, First Bank & Trust’s strategic initiatives are longer-term and more patient than our publically-traded competitors. We feel that patient growth for the Bank is more in sync with the long-term goals of our customers.
YOU’RE DEALING WITH DECISION MAKERS
Our commercial lenders sit on the Bank’s Officers Loan Committee. You will be dealing directly with the
Bank’s decision makers for credit requests and structure. Our response will be quick and decisive. Our
organizational structure is flat and eliminates layers of bureaucracy that are characteristic of the banking industry.
WE’RE A BETTER FIT FOR YOUR COMPANY
We believe our size and structure better aligns itself to the size of your company than that of our larger competition. We will personally be your account officers. Given our experience, positions at the Bank and our shareholder stake, your account officers will remain intact and be consistent to assist with your future goals and growth.