Business Credit Cards

Our Visa® Business credit cards come with a variety of important business features including award-winning expense management tools, free employee cards, and added security benefits. We also offer purchasing cards, payroll cards, and credit card processing services.

Small Business Credit Cards

Visa Business Platinum Card

  • Enjoy a longer introductory rate
  • Our BEST introductory offer
  • Save on interest and pay down your other credit card balances faster

Visa Business Bonus Rewards Card

  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically 1
  • $25 cash back with your first purchase

Visa Business Bonus Rewards PLUS Card

  • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically 2
  • $50 cash back after your first purchase
  • Low annual fee

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Mid-size Business Credit Cards

Visa Signature Business Company Card

  • Large Credit Lines
  • Valuable Rewards Program
  • No Annual Fee
  • Corporate Liability

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Non-profit Credit Cards

Visa CommUNITY Card

  • Streamline Spending
  • Valuable Rewards Program
  • No Annual Fee
  • Corporate Liability

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Purchasing Cards & Payroll Cards

If you have employees without a bank account or you don’t want to issue a blank check for employees to purchase supplies or equipment for the company, First Bank & Trust has card products that allow you to issue fully loaded cards to your employees,

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  • 1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)
  • 2 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

*Subject to credit approval. The creditor and issuer of the Visa credit card is Elan Financial Services pursuant to a license from Visa U.S.A., Inc.