Choice Money Market

Receive up to 1.85% APY when you open a Choice Money Market account.*

Choice Money Market

Combined Accounts Balanced TiersAnnual Percentage Yield (APY)Interest RateCompounding and Payment PeriodMinimum Deposit to OpenMinimum Balance to Avoid Monthly Service FeeMinimum Balance for APY
$10,000 or greater 1.85% 1.830% Monthly $1,000 $10,000 $10,000
Less than $10,000 0.10% 0.095% Monthly $1,000 $10,000 $2,500

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 Effective Date: June 19, 2018

*Interest rates are set at the Bank’s discretion and will change without notice after your May 2019 statement cycle. We reserve the right to cancel or change this promotion at any time. Accounts closed before the interest payment date will not earn accrued interest for that period. New money only. Accounts set up with Fiduciary Relationships are ineligible. A $1,000 minimum deposit is required to open the account. The minimum daily balance required to earn interest is $2,500. If the daily balance falls below $10,000 and remains over $2,500 the APY paid on the entire balance in the account will be 0.10%. When the daily balance is $10,000 or greater the interest rate paid on the entire balance will be 1.830% with an APY of 1.85%. A $10,000 minimum daily balance is needed to obtain the stated APY and to avoid the $25 monthly fee. You must maintain minimum required balance in the account each day to obtain the annual percentage yield listed above. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit any non-cash items (for example, checks). Money Market accounts are limited to six (6) preauthorized transfers, which include telephone transfers, online banking transfers, checks, drafts, debit card transactions, or similar orders made to third parties per statement cycle. There is an excessive withdrawal fee for over six (6) transfers of $10 per item which will be deducted from your account at the end of each statement cycle. Fees may reduce earnings on the account. See Account Disclosure for terms and conditions. MEMBER FDIC.