FB&T eChecking

FB&T eChecking Account

No Monthly Fee. No Minimum Balance.

FB&T eChecking is an online checking account that helps you save money. Don't need to write checks? This account is for you. Use online & mobile banking, mobile check deposit, bill pay and People Pay to complete all your transactions.

  • No Minimum Amount to Open an Account
  • No Monthly Fee
  • No Minimum Balance
  • Online Banking & Mobile Banking
  • Visa Debit Card
  • ATM Fee Reimbursements (FB&T never charges fees to use our proprietary ATMs and we waive up to 6 ATM transaction fees per monthly statement to a maximum of $20)
  • Bank-by-Phone

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*FB&T eChecking is a non-interest bearing account that is to be used for personal, family, or household use. The account may be opened by 16 or 17 year olds if the ownership is held in joint tenancy with a parent or legal guardian. This paperless-statement account does not come with printed checks, so all transactions are done electronically via a Visa® Debit card, Online Banking, Online Bill Pay, Mobile Banking, Mobile Deposit or People Pay person-to-person payments. A Visa® Debit Card is issued to each accountholder on the account. An additional requirement while opening the account is to simultaneously enroll in the First Bank & Trust First Bank Express Online Banking service. There is no monthly fee or minimum balance to maintain the account if customer signs up for electronic statements (eStatements). If the customer does not enroll in eStatements a $5/month fee will be assessed. First Bank & Trust reserves the right to discontinue this product or offer at any time.