Health Savings Account (HSA)

Let us help you save for any future medical expenses.

Enjoy tax free control over your health care expenses. Individuals enrolled in a high deductible health plan (HDHP), not enrolled in Medicare Part A and /or Part B and not claimed as a dependent on another person's tax return are eligible to open a Health Savings Account. The HSA account is an interest bearing checking account with a tiered interest rate. 

Why an HSA?

  • You decide how much money to set aside for health care costs.
  • You control how your HSA money is spent.
  • Your employer may contribute to your HSA, but you own the account and the money is yours even if you change jobs.
  • Any unused money at the end of the year stays in your account.
  • You don't pay taxes on money going into your HSA. 

Benefits of a FB&T Health Savings Account

  • No Minimum amount to open an account
  • No Monthly Fee
  • Checks, ACH, and telephone transfers without charge
  • Online Banking and Mobile Banking
  • eStatements
  • Online Check Images
  • ATM/Debit Card
  • Use ATMs anywhere (FB&T never charges fees to use our proprietary ATMs and we waive up to 6 ATM transaction fees per monthly statement to a maximum of $20)
  • Bank-by-Phone

Inquire Now about our Health Savings Accounts ›