Send money to anyone, anywhere, anytime.
Your mobile phone has likely become an important part of your life and the way you connect with the world. What if you could use it as an easy and safe way to pay anyone, anytime, anywhere? Owe someone money and forgot your checkbook? Don't have any cash with no ATM nearby? Don't want to provide your personal banking information? No problem - if you have someone´s email address or cell phone number, you can now send them money quickly and securely with FB&T's People Pay (P2P).
Already have People Pay?
What is People Pay?
FB&T People Pay lets FirstBank Express Online Banking users make personal payments anytime, anywhere via the convenience of your computer, smartphone or tablet. All you need is the recipient´s email address or cell phone number, no exchange of personal banking information is required. Once you send the payment, the recipient receives a text message and/or email confirming receipt of the funds.
Why use People Pay?
Paying via the mobile phone is instant and easy for anything "on the go" or "spur of the moment" - no need to find an ATM, no hassling with checks. So the possibilities are unlimited. Some common needs might be:
- Split the tab at the restaurant/bar
- Pay the babysitter, lawn service, house cleaner, etc.
- Collect funds for causes - charitable donations, going in together on baby shower gifts, etc.
- Purchases at garage sales, craft shows, eBay, home parties (candles, kitchenware, jewelry, etc.)
- Pay the kids (at college, allowances, at the mall, etc.)
How much does it cost?
People Pay is free for all First Bank Express users. Normal data and text message rates may apply.
How do I enroll in People Pay?
Existing FirstBank Express users can have access to FB&T People Pay by contacting a banker. New customers can opt-in to People Pay when they open their online banking account. No PayPal account is required for users to send money. If you're already an online banking customer, look for People Pay in your quick links or "Make Payments" menu as indicated below:
Do recipients need to be a customer of First Bank & Trust?
No. If the person you're sending money to is not registered with FB&T People Pay, they will receive an e-mail or text inviting them to use the service and to claim the money. The recipient will then use a secure web site to enter their information and claim their money. It’s fast and easy, much faster than waiting for cash or waiting to receive and cash a check.
How does a recipient claim money when they get an email or text message payment?
After entering in their contact information and claim code, they can request money be sent to their bank account or via PayPal™.
Are there transaction limits?
Yes, there are payment amount limits per transaction as well as daily transaction amount limits. Transactions are limited to funds available in your account at the time of collection. For specific transaction dollar amounts, please call us at 847-733-7400.