Investment Money Market Account
Save and invest your money securely with our FDIC insured Investment Money Market Accounts.
Enjoy all the flexibility and accessibility of a traditional checking account with the added benefit of a 0.150% Annual Percentage Yield (APY) on a minimum $10,000 investment. No hidden expenses, no penalty for withdrawal of funds at any time* -- and certainly no management or brokerage fees or commissions.
- $10,000 minimum amount to open an account
- No Monthly Fee if daily balance is $10,000 or more, or an average daily balance of $15,000 or more is maintained. Otherwise, $15 per month fee.
- 6 Free withdrawals/transfers per month, then only $15.00 per transaction*
- Variable tiered interest rate paid on daily collected balance
- Online Banking and Mobile Banking
- Online Check Images
- ATM/Debit Card
- Use ATMs anywhere (FB&T never charges fees to use our proprietary ATMs and we waive up to 6 ATM transaction fees per monthly statement to a maximum of $20)
*The Federal Reserve limits convenient monthly withdrawal transactions to 6 for accounts that are classified as Savings Accounts. There are unlimited withdrawals in-person, in-bank. Please view the Federal Reserve’s rule known as Regulation D for more information